Capture precious moments with your family this holiday season. Lifelong Ranch resident Jennifer Nelson offers creative holiday cards and portraits that have become a yearly tradition for many. Her repertoire also includes nature and pet photography, as well as special community events. In addition to her work here at Ranch & Coast, Nelson is also a member of the Rancho Santa Fe Art Guild. (858/756-1830, www.jennifernelsonphotography.com)   JANE SHIOMI